Zero Balance Accounts

Meet business needs more efficiently. Zero balance accounts ensure your expenses are covered while eliminating idle funds. Consolidate capital in a master account and earn a higher interest rate by maintaining a higher minimum daily balance.

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Details
  • Perfect for companies with multiple divisions, stores, or operating units
  • More than one ZBA can be linked to the primary account
  • Multiple account balances are concentrated into one, centralized account
    • Funds are disbursed to individual ZBA accounts only when necessary to cover checks or debits
  • Concentrate funds, eliminating idle balances and simplifying account management
  • Maintain required balances for disbursements while maximizing excess balances
  • Transactions flow through separate accounts for audit purposes while balances are consolidated for funding
  • Eliminate the need for manual transfers between bank accounts
  • Separate statements for each account
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