APY = Annual Percentage Yield. Rate = Interest Rate. Rates are effective November 1, 2019. Fees may reduce earnings.

Accounts

Accounts Minimum Rate APY
Minimum Savings Account NA 1.25% 1.26%
NOW Personal Checking $0 - $999.99 0.05% 0.05%
  $1,000 - $4,999.99 0.10% 0.10%
  $5,000 - $9,999.99 0.15% 0.15%
  $10,000 - $14,999.99 0.20% 0.20%
  $15,000.00 + 0.25% 0.25%
Lone Star Personal $0 - $249,999.99 1.09% 1.10%
  $250,000.00 + 1.83% 1.85%
Commercial Lone Star $0 - $9,999.99 0.25% 0.25%
  $10,000.00 - $49,999.99 0.50% 0.50%
  $50,000 - $99,999.99 0.65% 0.65%
  $100,000 - $249,999.99 0.85% 0.85%
  $250,000 - $499,999.99 0.90% 0.90%
  $500,000 - $1,499,999.99 0.95% 0.95%
  $1,500,000 - $2,499,999.99 1.14% 1.15%
  $2,500,000 - $3,499,999.99 1.29% 1.30%
  $3,500,000 + 1.54% 1.55%

 

The interest rate may change after the account is opened.
Fees could reduce earnings on the account.
Minimum to open Now Account is $500.  There is no minimum for Savings.
Minimum to open Lone Star Money Market Account is $2,500.

Certificates of DepositLearn More

Term Rate APY
1 Month 0.30% 0.30%
3 Months 0.41% 0.41%
6 Months 1.65% 1.65%
12 Months 1.95% 1.95%
24 Months 1.85% 1.85%
36 Months 2.05% 2.05%
48 Months 1.75% 1.75%

 

A penalty may be imposed for early withdrawal.
Minimum to open is $1000.00 for all terms.

Retirement Plans (IRA's)Learn More

Term Rate APY
1 Year 2.05% 2.07%
2 Years 2.25% 2.28%

A penalty may be imposed for early withdrawal.
Minimum to open $500.00.